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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Vlogging While Driving: What's the Big Deal?

Everyone knows the dangers of texting while driving, but now there is another equally dangerous trend – vlogging while driving. What is Vlogging?A vlog is a blog in video form. Vlogging involves anyone talking to a camera mounted on their dashboard to create videos. While the behavior may seem safe because it’s hands-free, an internationally recognized expert on distracted driving says it’s anything but.“The research...

What Costs Should I Review When Planning a Funeral?

As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...

General Liability, Professional Liability, and BOP: Which One Is Right for You?

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...

What is Pet Insurance and Do I Need It?

If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...

The Ultimate Guide to Downsizing

As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...